Service areas · 297 California communities

Wildfire home-hardening & fire-zone checks across California

Find your community below, or scan your exact address to see your CAL FIRE fire hazard zone, what it means for your home insurance, and the grants you may qualify for.

See your fire zone, insurance risk & grant eligibility — free, in seconds.

Source: CAL FIRE Fire Hazard Severity Zones (SRA current; LRA shown as last recommended). Informational — confirm with your local authority.

  • Free
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  • Official CAL FIRE data
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297communities mapped
42California counties
$40,000in grants you may qualify for

FireZone checks any California address against the official CAL FIRE Fire Hazard Severity Zone (FHSZ) maps. Millions of homes across California sit in High or Very High fire hazard zones, where wildfire risk is reshaping home insurance — carriers are non-renewing and surcharging policies, and many owners are pushed onto the California FAIR Plan.

Hardening your home and getting ahead of California's new ember-resistant “Zone 0” standards (AB 3074) makes a property more fire-resilient and easier to insure — and eligible homeowners may qualify for up to $40,000 in state mitigation grants. Choose your county and community below, or scan your exact address for an instant, parcel-level result.

Tap your region on the map, or search below

Southern California 7 counties

San Francisco Bay Area 8 counties

Central Coast 4 counties

Sierra Nevada & Gold Country 12 counties

Northern California 11 counties

Common questions about California fire zones

How do I find out if my California home is in a fire hazard zone?
Enter your address in the checker above for an instant, parcel-level lookup against the official CAL FIRE Fire Hazard Severity Zone (FHSZ) maps — it shows whether your property is in a Moderate, High or Very High zone. Or pick your community from the directory below.
Does being in a fire hazard zone affect my home insurance?
Yes. Insurers are non-renewing and surcharging homes in High and Very High fire hazard zones, and many California owners are pushed onto the FAIR Plan. A hardened, more fire-resilient home is easier and cheaper to keep insured.
Can I get help paying for wildfire home-hardening?
Eligible homeowners in High and Very High zones may qualify for up to $40,000 through California's Safe Homes and Wildfire Mitigation programs toward ember-resistant vents, Class A roofs, defensible space and more. Funding is limited and income-qualified.
Which California areas have the highest wildfire risk?
Wildfire hazard concentrates in the wildland-urban interface — foothill and mountain communities across Southern California, the Sierra Nevada and Gold Country, the North Coast and wine country, and the Central Coast. FireZone covers communities across dozens of California counties; find yours below.